An invoice to pay is created on the Seller's iPhone. Then for security an encrypted transaction armor zone is established between the devices. The invoice is then transferred to the Buyer's iPhone from which Apple Pay, a tokenized credit card or a 121Coin token with stored value is selected for payment. Notification confirmation of payment is then sent to the seller.
Copyright 2017 Fastlane.io, 121Pay.com, CashKey, Inc. All rights reserved. Patents Pending